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Don't know where to start

Not having a clear financial plan leads to uncontrolled spending and no specific goals.

Low income, hard to save

Still trying to earn money every day, but always feel struggling because they don't know how to control spending, don't have clear savings, and have never been guided on how to prepare financially for big things like getting married, raising children, or facing unexpected crises.

" Not knowing where to start " is the biggest obstacle to achieving financial freedom. Taking control of your spending, investing wisely, and building a solid financial plan is the key to breaking free and securing your future. 

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Reasons why you still haven't achieved financial freedom

Salary is gone as soon as received - spending a lot but not having much left.
No investment knowledge, afraid of losing money so don't dare to start. Worry about financial risks such as bad debt, economic crisis, unemployment.
Just one illness, unemployment or emergency… and your finances will be turned upside down.
Despite working hard still feel like just “living day by day” and not really in control of my life , want to save for a stable future… but don’t know where to start.

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Sold more than 23986 sets
More than 1,528 reviews
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If you've ever thought, " I can't do " read book this and feel the change

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Helps you look back at how you use money and time, and set financial goals that are right for you – not following other people's expectations.

What do you get when you read the book?

This book will help you set clear financial goals, build internal motivation, and maximize your potential to achieve financial freedom, whether you're struggling to stay consistent or feel stuck in old financial habits.

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Instructions on how to budget and divide expenses reasonably, without complicated records or complicated software.

Contents of the book

Product information

Book title

Financial freedom before 40

Publisher

MASHABOOKS

Number of pages

180 pages 

Size

14,5 x 20,5 cm

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Buy 1 book Financial freedom before 40 : ₱499 + ₱100 shipping fee (Total Payment: ₱599)
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Jenalyn S Lucero

Before, I always lived in a state of 'running out of money at the end of the month'. I spent money based on my emotions, without records, without a budget. After reading the book, I began to understand how to allocate income, set up an emergency fund and save with goals. After 3 months of applying, I paid off a small debt and am investing regularly in ETFs. It is truly a turning point in my financial thinking!

tiggy0703

The book is very practical and easy to apply, especially for freelancers like me - with unstable income. Thanks to the instructions in the book, I have learned how to allocate income flexibly, set aside a reserve fund every month and no longer feel anxious when something unexpected happens. What I like most is that the book not only teaches theory but also gives great motivation to get started.

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MASHABOOKS

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MASHABOOKS

Thank you for your purchase. We hope you introduce it to your friends 

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I used to have no idea where my money went each month. After reading the book, I learned how to record my expenses, set clear financial goals, and control my emotions when shopping. After only 2 months of applying, I saved nearly 15% of my income - something I previously thought was impossible. The book helped me understand that financial freedom is not a dream, but a skill that can be learned.

pucharin

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thay ảnh

I always thought financial freedom was only for the rich. But this book completely changed my mindset. It helped me understand that with small, consistent steps—like budgeting, building an emergency fund, and starting small investments—I could actually take control of my financial future. I’ve reduced 80% of my credit card debt in 5 months. Highly recommended!

Joshua M1

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MASHABOOKS

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